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Financing




Cocoa Hyundai offers the best rates on new car loans and used car loans.  At Cocoa Hyundai, we work with dozens of local and national banks to get you a great new and used car finance rates.   

We specialize in low interest used car loans and new car loans for people with excellent credit, and competitive rates for people who need  no credit car loans or bad credit car loans.


Check back here to see new interest rates updated frequently.    The Interest rates for a new hyundai car have never been lower... You can get 0.9% Low APR Financing on select Hyundai's through JUNE 30th with approved credit.



We make the banks compete for your business, and that helps you get a great auto loan.     


We are proud to announce that our business office can now offer group credit insurance on your new or pre-owned automobile to all of our qualified customers.    Read on to find out how thiese exciting benefits will help you and your family in times of need.

Did you know that one in four people will suffer from disability in their lifetime?  According to the National Safety Institute less than 2% will be covered by workers compensation.

Our Life insurance is is income insurance for your survivors. It is designed to protect your child's educational expenses, protect your spouse's income or their working ability.  Basic family needs include your home; food, utilities, basic clothing needs and child care expenses. The second levels of needs, which are often neglected when purchasing protection, are auto loans.      According to the U.S. Census only 62% of small firms provide life benefits.

Life insurance isin't for the people who die, it's for the people who survive.   

The benefits we can provide you will protect your loved ones in the case of an death, or serious health problems.  According to the Social Security Administration a 20-year old worker has a 30% chance of becoming disabled before retirement age.    According to the National Safety Council in Washington, motor vehicle accidents occur every 14 seconds.   Work Accidents occur every 8 seconds.  Home accidents occur every five seconds.

Did you know that half of all foreclosures in the United States result from disability? 


BENEFITS OF CREDIT LIFE PROTECTION


                           
Benefits
  •  Balance is paid directly to the lender. Provides for a clear title.
  • Group coverage is one of the least expensive forms of insurance you can buy.
  • Joint Credit Life insures any two individuals obligated on the contract provided they meet the underwriting requirements.
  • Refunds on Pre-Payment.
    Unearned charges may be refunded after the final installment is made.
  • Preimums can be included in the monthly payment, which reduces the need for initial cash outlay.
  • Pays the Gross Balance in many cases. Multiplying the monthly payment by the
     number of remaining contract months pays balance.
  • Credit life is sold to cover exactly the amount of the indebtedness so yourr never over-insured.
  • Leaves an assest rather than a liability.
                                   


                                                                
BENEFITS OF ACCIDENT AND HEALTH  PROTECTION


                           

Benefits
 
  • Pays your monthly auto loan obligation or a portion thereof until you are able to return to work.
  • One of the least expensive forms of insurance you can purchase.
  • Pays in addition to any other protection plans that you are enrolled in.
  • Premiums can be financed.
  • Hospitalization is not required.
  • Pays in the event of accident or illness in which you are unable to work (as defined in the policy).
  • Provides credit protection.  Although you may have other obligations while sick or hurt,
     your monthly auto obligation will not be one of them.
  • Does not have to be a work related accident or illness.
  • You actually see the insurance work.


    Ask our business manager for additional terms and conditions and to see if you qualify for these exciting benefits!


  •                       Did you know that people come from all over Florida to see us at Cocoa Hyundai? Sure we have great beaches, but our customer service and reputation are our lifeblood.  (Okay, we admit it, great beaches help too!)   Let us prove to you that we are worth the trip,  you won't regret it.

                     
    Choose the city nearest to your hometown for directions to the #1 New Hyundai Dealer in Florida:

                      Orlando  Melbourne  Daytona Beach   Vero Beach  Rockledge
              Titusville  Merrit Island  Indian Harbour Beach  Satellite Beach
              Gainesville  Ocala  New Smyrna Beach  Tampa  Jacksonville  Miami   
           Lakeland  Cape Coral Sarasota  Tallahassee  West Palm Beach  Palm Bay


Contact Information

Contact Information

Cocoa Hyundai

304 South Cocoa Blvd.

Cocoa, FL 32922
workSales:
1-888-311-7441

Finance FAQ

Check out our online finance FAQ section for important information regarding car lease and loan characteristics.

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Tip!

Loan payments contribute to the eventual ownership of a vehicle, while lease payments apply only to the short-term use of a car.

Tip!

Owning a lease vehicle is possible if purchased outright after the lease period ends.

A typical lease period runs between 24 and 48 months.

Tip!

Three important factors - adjusted capitalized cost, residual value and the money factor - determine the monthly rate of a lease.

Tip!

Closed-end leases set a fixed residual buy price at the beginning of the term, while open-end deals base the final buy price on a vehicle's actual market value at the end of a lease.

Tip!

Pay more money down initially to reduce monthly loan payments. Otherwise, a typical down payment ranges between 10 to 20 percent of the total cost.

Tip!

Many used vehicles require down payments of at least 20 percent and include interest rates between 9 to 10 percent.

Tip!

Lease agreements usually limit mileage from 12,000 to 15,000 miles annually. Beyond these figures, fees in the range of $0.10 to $0.25 per mile begin to accumulate.

If you plan on customizing your vehicle, you need to finance with a loan. Leased vehicles must be returned under factory specification.